We offer two loan options to the entire State of Arizona:
- Title Loan
- Registration Loan
Both of these loan options are installment loans, where regular payments are made to pay the loan back over time.
You must :
- have a valid Government Identification
- have a source of income
- have a vehicle registered in your name
- be a resident in the state of Arizona
- have a Bank account with debit card so that we may send you money that we loan to you
Everyone has had trouble paying their bills at some point, and we no NOT hold that against you! Spotty credit, bad credit, bankruptcy, foreclosure in the past do not prevent you from getting a loan today! We are often able to approve you loan in minutes regardless of your credit history!
An Auto Title Loan is a short term cash loan against your motor vehicle. We make loans on Cars, Trucks, Motorcycles, RV’s. On this type of loan you must own your vehicle free and clear with no liens or brands on the title. With a Title loan we are able to offer you a loan based on your vehicles value, regardless of your credit rating.
A registration loan is similar to a title loan in that you will need to have a vehicle registered in your name. We will use the Vehicle Registration Number and registration to offer you a loan even if you are still making payments on your vehicle.
No. Our lending license requires that you must have a vehicle registered in YOUR name to get a loan in Arizona
No. The vehicle must be you YOUR name to get a loan today. However, your spouse may apply and request a loan today.
Yes! With on time payments you are able to use your vehicle while you repay your loan.
No, but if it is paid off we are often able to offer a larger loan based on the vehicles value.
As little as $100.00 and as much as $50,000.00
Full coverage insurance is only required on loans over $2500
We offer multiple loan lengths to fit your budget
Many factors come into play on interest rate calculation. But we are a high interest rate loan intended for short term financing solutions. This is an expensive form of credit for long term financing needs
Your payments will be due on your pay dates. Either bi-weekly, semi-monthly or monthly
Payments can be made online any time by logging in to your account here
It is very important to make you payments on time and maintain contact with AZ Easy Credit, if you are unable to make a payment Please call us at 480-716-7272 so that we may try to help
We may still be able to help! We are able to help people on Social Security, Disability, but you will need a source of income in order to repay your loan.
We are able to fund instantly upon approval directly into your bank account for loans up to $5000. For loans greater than $5000, an ACH will be sent for the remaining portion of your loan.
In most cases, we are able to provide funding (if Approved) in as little as 10 minutes after we receive the completed online application! This means you will get your money today!
To update your bank information, please contact us via email at info@azeasycredit.com, phone at 480-716-7272. Please make all information changes at least two business days before your loan is due to the lender.
Please call us at 480-716-7272 if you would like to set up a payment via credit card or any other method.
Please call us at 480-716-7272 if you would like to set up a payment via debit card or any other acceptable method. We understand that a situation may arise that is out of your control. If this occurs, it is important that you contact us. We will attempt to work with you to resolve this problem.
An installment loan is a medium-term loan, usually of a higher principal amount than a payday loan, which is repaid in scheduled payments over several months. Installment loans are only available in certain states. Please visit our Rates and Terms pages to learn more about the installment loans available in your state.
With AZ Easy Credit, an installment loan may also be repaid early at any time without any prepayment charges.